What building and contents insurance?

Covers the policy of your property is one of the most important decisions anyone can take. So, whether this property is your current residence or rental of property. There are two options. You can choose to purchase content locking and lock the building. Instead, decides to buy combined insurance policy.



Construction of landlord insurance covers any damage that may arise. It includes mainly permanent installations in your property, such as Windows, doors, roof, walls, floor and ceiling. In addition, it may also include structures outside of the establishment of such a wall in the garage. They may include permanent and temporary equipment and facilities building including built-in cabinets for clothes and accessories wokhzaen, underground tanks drainage pipes and cables, amongst others.



It must also comply with the insurance policy to cover the cost of reimbursement as demolition costs, fees for architects, costs incurred for clearing the construction site, among other charges. May be damage to the building or property as a result of a series of events, such as fire, theft and destructive weather phenomena such as floods, Hurricanes, cyclones, lightning. Other events include destructive earthquakes, bombings, damage to vehicles or aircraft, located in lambost, pole or tree, freezing or dismantling of the system of plumbing (partly or entirely). Make sure that you have build and content insurance "is the best way to ensure coverage.



On the other hand, longer content insurance covers damage to property within the home or property. Here the possession refers to everything that is permanently connected to the home or building. May include some personal belongings, furniture, carpet, clothes, entertainment, computers and other things of value. In some cases may extend coverage of things that are kept or in remote buildings or lawns.