Differences between insurance and insurance of the building, on the basis of the content

House or place of residence is one of the basic needs of the people. Grown after the House, however, if you own or rent one, not only provides your birds for themselves, but also for your property. Save everything safe, desirable, if an insured home and its contents correctly.

Home insurance can be divided into two types. They secured the building and contents insurance.

Building insurance is insurance, which covers the main structures of the building and the built-in features of the building, walls and roof, doors, kitchen cabinets and bath suites built. Some insurance policies cover open functions, such as observation balconies, garage, garden shed. Must cover the full cost of repair or construction of building enough locks in the event of natural disasters such as storms, such as earthquakes or floods, falling trees and fire blast pipes or incidents to the car falls in house, which can harm the structure.

For all other items or property in the building you will then cover "building contents insurance". Property insurance covers, which include electrical appliances, furniture and clothing, so that your favorite DVD against theft, damage or loss. Also list any other property, outside the home or in the garage as bicycles or flouirbotes or garden tools in the shed in mind. The contents of construction insurance is not compulsory, is home to voluntarily protection against undesirable tragedies. Create a list of things and property inside and outside the home, in order to assess the value of insurance to cover the content. We recommend that you check the value of elements with the insurer, then the inventory, the total amount of the selected menu insurance amount is required.

Prevention is always better than treatment. Of the risk in simply lose everything if something ever happens to your property. Processing of insurance provides peace of mind that at least your property as collateral.